Estimate what a rental will actually earn: monthly cash flow, net operating income, cap rate,
cash-on-cash return, and debt service coverage. Every assumption below is editable — the
percentage reserves are common starting points, not facts about your property.
Not legal advice. This tool produces an estimate built
from the cited state statutes, which were accurate as of the verified date shown. Laws change,
cities and counties may add stricter rules not covered here, and some states require specific
forms, statutory language, or delivery methods this result does not replicate. Review the rule
text and citations on this page — and, when in doubt, a licensed attorney in your state — before
relying on it.
Result
Monthly breakdown
Cap rate = annual NOI ÷ total project cost (price + closing + rehab). Cash-on-cash = annual
cash flow after debt service ÷ cash invested (down payment + closing + rehab). DSCR = NOI ÷
debt service; lenders commonly want 1.2 or better. None of this is investment advice — it is
arithmetic on the numbers you entered.